Structured notes have quietly moved from niche products to mainstream tools in South African wealth management. They appeal to investors who don’t want to be fully exposed to market swings, yet find the low returns of bonds or cash uninspiring. In many ways, they offer a middle ground: a blend of capital protection, enhanced yield, and tailored market exposure.
In an era where financial advice is dispensed in 30-second TikToks and AI tools can build entire portfolios in seconds, it’s natural to ask: Is the human financial planner still relevant? At Henceforward, we believe the answer is a resounding yes – but the game has changed.
South Africans are increasingly turning to “fee-only” financial advisors to ensure transparent, unbiased guidance. Read this piece to discover more and what makes Henceforward a top fee-only advice firm in South Africa.
You can invest in stocks with a few clicks, read hundreds of financial articles online, and even manage your own budget using an app. But does that mean you’re set for financial success? The truth is, wealth management is about much more than picking stocks—it’s about creating a strategic, tax-efficient, and holistic plan that aligns with your goals.
Over the past two decades, I’ve had the privilege of helping individuals and families build, protect, and optimise their wealth. Financial planning isn’t just about numbers – it’s about making informed choices, avoiding costly mistakes, and ensuring that money serves a greater purpose
As South African expats in the UAE and elsewhere, many have thrived in a low-tax environment and enjoyed financial growth beyond what may have been possible back home. But with the thought of returning to South Africa comes a range of questions and financial concerns. Understanding the financial landscape, from tax implications to estate planning complexities, is essential to ensure a smooth transition back to South Africa and protect the wealth you’ve built abroad.
Unlock financial confidence with our comprehensive 2025 Financial Planning Guide! Whether you’re just starting or refining your strategy, this guide simplifies complex concepts, clears up common myths, and empowers you with the knowledge to take control of your finances and investments
PPS has built its legacy on the concept of mutuality, offering tailored financial solutions to graduate professionals. As members ourselves, we have a deep understanding of how PPS Investments and the PPS Profit Share can significantly enhance long-term wealth. In this deep-dive, we’ll explore the ins and outs of the PPS offering to help you maximise its benefits.
Unsure about the difference between a Certified Financial Planner (CFP) and other financial professionals? This article breaks down the key distinctions between various financial roles, helping you understand what each title means and how to choose the right advisor for your needs
In today’s digital age, information is abundant and easily accessible. With a few keystrokes, anyone can find articles, videos, and guides on how to manage their finances. So, the question arises: Is financial advice still necessary? And what is the value of financial advice today?
Dive into the world of financial wisdom and uncover the truth behind “bad financial advice”. From myths busted to expert insights, this article navigates through the murky waters of financial misinformation, steering you towards sound, personalized financial planning. Don’t let trendy hashtags dictate your financial future!
8 Essential Pieces of Financial Advice For Couples which Includes Some of the Best Finance Tips for Couples Today: Navigating the financial journey with your partner can sometimes feel like trying to solve a puzzle where both of you are working on different pieces.
