Welcome to Henceforward

Henceforward is a wealth management advisory firm in Cape Town, born out of a desire to do things differently — offering individuals and families a sophisticated and highly personalized service.

Our model is designed to deliver exactly what our clients need: a clear view of their wealth, a dynamic planning process that adapts to life’s changing circumstances, and a fee structure that is fair, transparent, and based on the value we add – not on the amount of money our clients have or the assets they own.
We help our clients prioritize and focus on what really matters. We understand that accumulating more money or wealth is rarely the goal; rather, money is simply a tool that gives us the freedom to choose and live life on our terms –so we can do more of the things that truly matter!
Henceforward Wealth Management Cape Town
Henceforward Financial Planning Philosophy
Our Philosophy

Henceforward is built on the belief that money is simply a tool that enables us to live life the way we choose. It’s about giving money and wealth a purpose, having the freedom to choose, and living life on our terms – while obtaining the most precious thing of all -TIME. Time to spend doing the things that matter, time with loved ones. But life can get busy and complicated, so sometimes we need a helping hand to navigate that journey and a partner who can guide and support us along the way.


Simplifying Complicated Financial Matters


Giving Money Purpose


Living Life on
Your Terms


Redefining
Wealth

Services

These are a sample of what some of our services entail

Defining Your Financial Blueprint

Understanding you, your goals, your fears and mapping out your strategy.
Money and Finance

Cashflow Planning and Balance Sheet Management

Assessing your income, expenditure, assets and liabilities to optimize and build your net worth

Protecting Family, Income and Assets

Providing peace of mind for the unforeseen with correct levels of protection in place

Retirement and Financial Independence (Pre-and Post)

Create the framework for retirement and financial security, using models and all the tools available

Portfolio Management and Investment Planning

Optimize your portfolio and investment plan locally and offshore
tax optimisation strategies

Tax Planning and Optimization

Utilize tax efficient strategies and tools to minimize tax burden and create efficiency
Money and Finance

Estate Planning

Comprehensive estate planning and analysis making sure everything is in place and all contingencies catered for

Business Continuity and Succession

Allowing business owners the scope for seamless succession and a viable exit plan.
Financial Planning

Life Happens and Special Situations

Life happens. Things change. Marriage, kids, divorce, receiving a windfall, starting a business, taking a sabbatical.

Intergenerational Wealth and Legacy Planning

Working with the family and heirs to allow for a meaningful and impactful legacy
Who We Work With

We work with individuals, families and businesses who are ready to adopt a new approach and who look at life differently. Each client is unique and at different stages of life with varying needs, but they are united by a desire to take control of their financial futures, to embrace change, and to pursue what truly brings them joy and meaning. Our clients are those who value thoughtful planning and insightful guidance, seeking a partnership that empowers them to make confident, impactful decisions for their lives and legacies.

Family Office

We work with families and business owners who are focused on leaving a legacy and passing on wealth to heirs and future generations responsibly and effectively. Wealth preservation and the optimal structuring of assets to secure that legacy are now the primary objectives.
Henceforward Family Office Wealth Management Cape Town
Henceforward Millennial Clients

Professional Millennials

Professionals and millennials — we’re talking to you! It’s less about age and more about attitude. You might be 25, 45, or 55; what matters is mindset. This is for the professionals and entrepreneurs who are working towards financial independence and are ready to write their own script and carve their own path.

Retirees

The greatest fear and risk you face in retirement is outliving your capital. You’ve worked hard your entire life, and now we’re here to help you navigate this next stage – where you leave behind the comfort and security of a career and steady income. Making tough choices is essential, whether you’re approaching retirement and need help ensuring you make wise decisions to secure the income you need, or you’re already retired and seeking assistance in managing your ongoing capital and income needs.
Henceforward Financial Planning for Retirees
What Makes Us Different

Much of the industry is still built on selling financial products and generating commissions rather than providing advice that is impartial and independent. Hence, we believe the prevailing remuneration model in our industry is outdated. It revolves around chasing assets under management and then charging a ‘fee’ tied to the value of those assets, which lacks a direct correlation to the quality of advice or level of service provided. Consequently, quality and specialized advice become accessible only to a select few.

This remuneration method also fosters inherent conflicts of interest, as financial products or investments that incur a ‘fee’ or commission are typically the only ones discussed, assessed, or recommended. We aim to discuss your entire balance sheet and focus on how it serves you, not just the areas from which we can profit.
Wealth management cape town
The Henceforward approach utilizes a simple service-led fee model, determined at the outset of the relationship, which directly correlates to the level of service and advice provided. We aim to foster an unbiased and impartial, relationship-driven approach, ensuring that we always act in your best interests and do what’s right for you, free from any conflicts of interest.
Testimonials

Investing for Success

Achieving the outcomes important to you and that will enable your desired lifestyle – depend largely on being able to invest successfully. Retirement, financial independence, growing your balance sheet, leaving a legacy, child education funding – all depend on having a successful investment strategy tied to achieving those outcomes.

There is so much information out there around what constitutes a ‘good’ investment. And everyone has an opinion. Professionals, the media, friends, family. And often those opinions are diametrically opposed.

One person will say it’s a great investment, and other person will say the opposite. Two economists might have totally different views on where things are heading. What approach or style should you use – passive against active, value vs. growth, time in the markets vs. timing markets, local vs. offshore …?

Getting back to basics and understanding the key principles that are foundational in designing a successful investment strategy mean you can avoid the pitfalls many people make that end up railroading them and destroying capital unnecessarily.  

The 8 Deadly Investment Sins … was created to empower you to make better decisions, so that the next time you design an investment strategy, or if you’re reviewing what you should do about your existing investment (s) – you will have a powerful guide and framework to help you. Click on the image to get your free copy.

Download Your Free Copy of the 8 Deadly Investment Sins and Transform Your Investment Results!